Novice drivers often ask the question: MTPL insurance or CASCO, what is the difference?
There are two main types of car insurance-CASCO and CTP. So what is the difference between MTPL insurance and CASCO?

Casco is a vehicle insurance against any type of damage, including theft. In the event of an accident, even if you are the culprit, the casco covers the cost of repairing your own car.

CTP is a mandatory car insurance. If you are the culprit of an accident, the MTPL insurance will reimburse the costs of compensation for damage to third parties. The culprit pays for the repair of his car on his own.

Differences between CASCO and MTPL insurance?
To decide what to choose-casco or MTPL insurance, we will highlight the main differences between CASCO and MTPL insurance:

- MTPL insurance – mandatory car insurance, casco-voluntary;
- MTPL insurance protects the car property of third parties, and CASCO provides a more complete range of insurance services;
- the payment for MTPL insurance is limited, and the casco compensates for the damage in full;
- the cost of casco insurance is significantly higher than MTPL insurance.

What is better to have in case of an accident MTPL insurance or CASCO? Today, many motorists have two insurance policies at the same time (CASCO and MTPL insurance), which allows them to protect themselves and their car from more risks.