1. If the cost of insurance is more than 10% of the insurance coverage, this is not profitable.
2. The most dangerous time on the roads is the night hours from Friday on Saturday (from 23:00 to 6:00). During this period, accidents increase 5-6 times.
3. The most neat drivers, according to statistics of insurance companies, are family people with children. Insurers believe that such a client compared to the "single" is more calm responsible and less inclined to risk.
4. The most aggressive driving style is in people under the age of twenty-five, people who are calmly people who are from thirty-five.
5. The most emergency signs of the zodiac are Tales, Sagittarius, Lions and Capricorn, the gentle - twins.
6. The lowest CASCO tariffs are on average about 2.5% of the cost of the vehicle - installed in Switzerland, due to the high driving culture. The frequency of insurance cases on CASCO in this country is 40-60% (in Russia - an average of 75%).
7. Some of the highest tags for the CASCO - in Italy, up to 6%: emotional Italians ride quite aggressively, loss of insurance companies for CASCO there exceeds 100%.
8. In England, the driver who left for at least twenty years without an accident, in subsequent years receives motorways for free (unless, of course, continues to remain a break-even client for the insurance company).
9. The most inconvenient payment for the insurer happened in Yakutia. The affected car had to be brought to repair for 7 thousand km. Of 2.4 million rubles. Casco payments 500 thousand rubles. amounted to the cost of transportation. In the Mirnish district, where the accident occurred, there were no suitable car services, and the price of spare parts delivery was too high, and the insurance company with the client decided to carry the car to Tyumen. At first, the car was crossed on the ferry on the river Lena from Lensk to Ust-Kut, and then we were brought by 3,300 km by motor vehicles.
10. The most accumulating day for insurers was ice rain. He brought insurance companies one and a half times more damage to CASCO than on average for a month. This case occurred at the end of 2010 in Moscow, the amount of damage from weather popups amounted to almost 4 million rubles.
11. The most curious payment happened due to the fault of the moth. The insured company paid 600 thousand rubles. His customer for a collision with a moth on a deserted street. Midges flew into the eye to the driver, because of what he did not cope with the control. As a result, the car overturned. The driver is alive, and the car was recognized as unsuitable for recovery: the repair of all external elements of the body was required.
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